2023, Volume 16, Issue 1

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https://hdl.handle.net/20.500.13044/1124

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Przeglądanie 2023, Volume 16, Issue 1 według Autor "Kait, Rohtas"
  • Rekord
    Evaluation of the crop insurance performance in Haryana/ Ocena efektów działania programu ubezpieczeń upraw w stanie Haryana
    (Akademia Bialska Nauk Stosowanych im. Jana Pawła II, 2023-03-29) Sheoran, Vandana ; Kait, Rohtas
    Subject and purpose of the work: The purpose of the study is to evaluate the overall physical and financial performance of the crop insurance schemes in Haryana. Materials and methods: The study was purely based on secondary data collected from the Department of Agriculture and Farmer Welfare Union of Haryana. The compound annual growth rate and the percentage method have been used to analyse the performance of Pradhan Mantri Fasal Bima Yojana. Results: The compound annual growth rate of benefited farmers was higher in the Rabi crop (28%), and in the same way, the overall area covered (1.4%) was also higher in the Rabi crop. The non-loanee farmers adopted Pradhan Mantri Fasal Bima Yojana (PMFBY) without any kind of loan in any scheme such as the Kisan credit card. The growth rates of non-loanee farmers of Rabi and Kharif crops were observed at 143.2% and 184.3% which was highly satisfactory. Loanee farmers were already large in number since the commencement of PMFBY. Conclusions: It was found that the parameters such as area covered, loanee, non-loanee farmers and the number of beneficiaries of Rabi and Kharif crops increased and had a significant effect on the farmer’s coverage over the years. Pradhan Mantri Fasal Bima Yojana gives a positive assurance to farmers. As the number of beneficiaries of this scheme increases and farmers have the assurance that if their crop is damaged due to natural calamities their claim will be settled, they will use a high-yielding variety of seeds, pesticides, herbicides, and new technology, thus production and productivity will increase. They play a vital role in the coverage of cultivated area and will ultimately decide to participate in crop insurance. Hence, this scheme has proved effective in maintaining the farmer’s interest in crop insurance and ensuring the timely settlement of claims, which has been the main driving force in retaining farmers under crop insurance.