2022, Volume 15, Issue 1

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https://hdl.handle.net/20.500.13044/698

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Przeglądanie 2022, Volume 15, Issue 1 według Temat "consequences"
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    Farmers perception on causes and consequences of their indebtedness in Haryana State, India / Postrzeganie przyczyn i konsekwencji zadłużenia przez rolników w stanie Hariana w Indiach
    (Akademia Bialska Nauk Stosowanych im. Jana Pawła II, 2022-03-31) Jakhar, Babloo ; Kait, Rohtas ; Kumar, Vijay
    Subject and purpose of work: The study aims to highlight the perception of farmers regarding the causes and consequences of their indebtedness. Materials and methods: The study was based on primary data collected (by field survey) from a sample of 600 farmers. With regards to the selection of farmers or respondents, the proportionate sampling technique was employed. Percentage technique was used for data analysis. The data were collected in the first quarter of 2021. Results: It was found that 95.67% of the farmers (out of 600) reported low prices for agricultural output as being the main cause of their indebtedness, followed by crop failure (89.00%), the high cost of inputs (85.00%), high interest rates (61.17%) and small landholdings (58.83%). In addition, consequences reported by loanee farmers were deterioration in their social status (67.83%) and psychological stress (57.67%). However, positive changes experienced by farmers after repaying a loan were less than the negative experiences. Conclusions: The main causes of farmers’ indebtedness were crop failure and the high cost of inputs compared to the price of their produce. Due to their indebtedness, their economic and social status deteriorated and they experienced the feeling of insecurity.