2022, Volume 15, Issue 4

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https://hdl.handle.net/20.500.13044/951

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Przeglądanie 2022, Volume 15, Issue 4 według Autor "Kait, Rohtas"
  • Rekord
    Borrowing and Repayment Hardships: Evidences from Farmers in Haryana
    (Akademia Bialska Nauk Stosowanych im. Jana Pawła II, 2022-12-29) Jakhar, Babloo ; Kait, Rohtas ; Kumar, Vijay
    Subject and purpose of work: The paper focuses on the problems faced by farmers in obtaining and repaying loans from institutional and non-institutional sources. Materials and methods: The study was conducted in Haryana state, India. It was based on a field survey involving 600 farmers. Proportionate sampling technique was employed and pre-tested schedules were filled during vis-a-vis interviews. Results: T he f indings o f t he s tudy h ighlight m ain p roblems f aced b y f armers i n a cquiring a nd repaying loans. They include: no loan without security, ambiguous terms and conditions, the time-consuming procedure of granting loans, not farmer friendly bank officials, and the request for bribes. In the case of non-institutional sources, main problems include: lack of security, deterioration of social status, and hesitation in mortgaging agricultural land. Furthermore, low price of agricultural produce, crop failure, and the high-interest rates charged by non-institutional sources were major constraints in the timely repayment of loan amounts. Conclusions: Several constraints existed in granting loans to farmers. Government should support and provide hassle free loans to farmers.
  • Rekord
    Marketing Costs and Price Spread for Selected Fruit Crops in Haryana State: A Study of Selected Districts
    (Akademia Bialska Nauk Stosowanych im. Jana Pawła II, 2022-12-29) Rani, Sumista ; Lal, Choote ; Kait, Rohtas
    Subject and purpose of work: The study aims to analyse the existing marketing system along with marketing channels, costs, margins, and marketing efficiency. Materials and methods: The study was conducted in the districts of Sirsa, Sonipat and Yamuna Nagar in Haryana during the year 2020–21. The study was based on primary data collected from a field survey with the help of a pre-tested questionnaire. A simple tabulated method, price spread, and market efficiency analyses were employed. Results: The study revealed that the producer share in terms of consumer rupees is the highest in Channel VI, followed by Channels IV, V and II. Channel VI is the most efficient channel due to the absence of intermediaries. Channel I is the least efficient due to the greatest number of intermediaries present in this channel. Conclusions: The study has suggested that the government should regulate the fruit trade so that the involvement of mediators in the fruit market may be reduced. Cold storage should be provided at a reasonable price. The government should provide transportation facilities (refrigerated lorries) for fruit products at a reasonable cost.